$
Personal loans
Give a qualified user 5,000 USDT today and let them repay it over 12 months.
Loan amount5,000 USDT
Term12 months
Payment427 USDT / mo
Turn your stablecoin card into a real credit card.
Offer stablecoin credit lines and loans to your users, wherever they live, structured under locally enforceable credit agreements.
No collateral. No gimmicks.Get startedRecourse handles origination, underwriting, servicing and collections through our own local entities, while letting you deploy your own funds or tap institutional financing.
01 / PRODUCTS
Credit people
actually want.
A 25 USDT loan that becomes 50 USDT once you repay it isn't much of a credit product. Especially when users wait until the limit is worth walking away with.
Neither is locking up 1,000 USD worth of Bitcoin to borrow 700 USDT.
Recourse lets your fintech offer real unsecured credit, based on your users’ ability to repay, and earn from lending like traditional financial institutions do.
↻
Credit lines
Add a 2,000 USDT revolving credit line to your users’ existing card, wallet or account.
AVAILABLE CREDIT
800 USDTUsed1,200 USDT
1,200 of 2,000 USDT used
Works with cards issued by
↗
Working capital
Give a business 50,000 USDT for inventory, payroll or operating expenses.
Funding statusFunded
50,000 USDTFunding complete
✓RequestedMay 20
✓ApprovedMay 21
✓FundedMay 21
Use of funds
InventoryPayrollOperations
Requested50,000 USDT
Approved50,000 USDT
Status● Funded
No collateral required.
02 / INFRASTRUCTURE
Stablecoin lending,
orchestrated.
From the first credit decision to the final repayment, Recourse brings together everything required to turn capital into locally enforceable credit.
Underwriting
Get a complete view of each borrower using local credit bureaus, central bank risk data and reported assets, alongside signals like Deel payroll, wallet activity or onchain balances and cash flows.
Origination
Originate locally enforceable loans and credit lines without setting up your own lending entity, with local contracts, disclosures and regulatory requirements.
Protection
Protect every loan with locally required credit-life and loan insurance.
Servicing
Run every loan from disbursement through repayment, with balances, interest, installments, early repayments and restructurings.
Collections
Recover delinquent loans through local collection channels and legal enforcement.
Reporting
Report every loan to local credit bureaus, so good repayment builds credit history and defaults carry real consequences.
One integration.
Local lending in
every market.
RECOURSE API
🇦🇷ArgentinaEntity · Servicing · Collections
🇧🇷BrazilEntity · Servicing · Collections
🇲🇽MexicoEntity · Servicing · Collections
03 / CAPITAL
Fund credit
your way.
Deploy your own capital, bring an existing funding partner, or access private credit funds through Recourse.
YOUR CAPITAL
FUNDING PARTNER
RECOURSE CAPITAL NETWORK
RECOURSE
YOUR CREDIT PROGRAMArgentina · Consumer Credit30M USDT capacity
04 / LIQUIDITY
Originate. Sell.
Buy. Grow.
Loans originated through Recourse can be tokenized and made available on the Recourse Marketplace, with the underlying loan and its cash flows remaining the asset behind each token.
Sell loans to recycle capital, or buy performing credit and bring new borrowers into your fintech.
LOAN #RC-20485,000 USDT12 months · Performing
01OriginateRecourse on behalf of fintech
02TokenizeRecourse
03TradeMarketplace
04OwnFintech or fund
05 / START
Turn global
credit on.
Build the product your users are missing.
Get started